Non-Resident Mortgages
Own in Dubai. Live anywhere.
You don't need a UAE visa to hold a UAE mortgage. A focused set of banks lends to non-residents — we know each one's appetite.
Up to 60–65% finance
Non-resident LTVs are lower, but rates remain competitive. We'll model the full cash requirement before you commit.
Remote from start to finish
Documents by email, signatures by courier or POA. Many clients never fly in until handover.
Multi-currency income welcome
Salaried in London, self-employed in Singapore — we know which credit teams read foreign income well.
How it runs
- 1Intro call across time zones
- 2Income assessment
- 3Bank selection & pre-approval
- 4Property purchase
- 5Remote completion
Asked often
Which documents do non-residents need?
Typically passport, proof of address, 6 months of bank statements, and income proof (payslips or audited financials). No Emirates ID required.
Do I pay tax on UAE property?
The UAE levies no annual property tax and no tax on rental income at the federal level. Your home country's rules may still apply — we'll flag what to ask your tax advisor.
Ready when you are.
A 15-minute conversation. No documents, no pressure, no obligation. Just clarity on your options.